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Stabinski and Funt, P.A.
Insurance is one of life’s pesky necessities. It’s required in order to drive a car and to mortgage a home. It is highly recommended for operating a boat, renting an apartment, even going on an expensive trip. If you have to make a claim, you expect it to go smoothly, but too often, that’s not the case. Insurance companies are businesses and, as such, they aspire to operate at the highest possible ...
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Posted By
Stabinski & Funt, P.A.
Here in Florida, we have a lot of sunshine and a lot of water. Those elements combine to make us a boater’s paradise, as demonstrated by the over 870,000 boats registered here . Florida is also a haven for visitors who come by boat or bring their boat along. Although Florida law has strict registration policies, boat insurance is optional. Most boaters elect coverage, knowing there are many risks ...
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Posted By
Stabinski & Funt, P.A.
South Florida is rich in sun, sand, water, and wind. Advertisements for the area often depict people sunbathing or strolling along the beach, waves lapping the shore as a gentle breeze keeps things fresh. However, residents are familiar with the weather that lurks on the other side of this peaceful coin. Torrential rains lashed by howling winds can leave a path of devastation. Adequate preparation ...
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Stabinski and Funt, P.A.
To many people, Florida is synonymous with hurricanes and while we do get our fair share of them, we set a record this year by going a decade without one. But that doesn’t mean we don’t get severe weather. In fact, we have been virtually plagued in recent times with strong storm systems that bring heavy rain and flash floods. The lunar cycle has also brought high astronomical tides to South ...
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Posted By
Stabinski & Funt, P.A.
Our beautiful state is well known for lots of things – hurricanes, alligators, oranges, just to name a few. But what the average person may not know is that there are more sinkholes reported in Florida than in any other state in the country. Thousands of them develop each year. The region’s geology is responsible for the large number of sinkholes. The state is made up of porous carbonate rock ...
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Stabinski & Funt, P.A.
The forecast for the 2015 hurricane season is out, and the National Oceanic and Atmospheric Administration (NOAA) is predicting a below-normal Atlantic hurricane season. The season, which begins June 1 and ends November 30, has a 70 percent likelihood of 6 to 11 named storms, of which 3 to 6 could become hurricanes (winds of 74 mph or higher), including up to 2 hurricanes classified as a Category ...
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Posted By
Stabinski & Funt, P.A.
Featuring an international airport and the world’s busiest cruise port, the Miami region has much to offer. Located on a broad plain between the Florida Everglades and Biscayne Bay, the area’s elevation never rises above 40 feet and averages at around six feet above sea level in most neighborhoods, especially near the coast. While that makes for an abundance of water activities, it also makes us ...
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Posted By
Stabinski & Funt, P.A.
Much like death and taxes, insurance is one of life's certainties. You have to have auto insurance to drive a car, homeowner’s insurance to buy a house and health insurance under the Affordable Care Act. You may choose to buy life insurance to assist your loved ones in the event of your death, disability insurance in case you cannot work for a period of time, or long-term care insurance as you ...
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Posted By
Stabinski & Funt, P.A.
Insurance is a contract-based risk-sharing business, and insurance companies often fight to avoid payment by alleging that the claims are fraudulent. While insurance fraud is a serious problem in this country, insurers use such accusations far too often to deny legitimate claims. For homeowners and businesses alike, securing sufficient coverage for water-related damage is one the major ...
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Posted By
Stabinski & Funt, P.A.
Insurance companies often deny claims on allegations of fraud. While fraud does exist and insurance companies have the right to deny claims they think are fraudulent, there are also times where these allegations are bogus. Attorney Todd Stabinski will be co-presenting at the Florida Association of Public Insurance Adjusters' (FAPIA) 2014 Year End Conference on this very topic. Together with Robert ...
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