First-Party Insurance Claims

First Party Insurance Claims

Fight for the Settlement You Deserve

Insurance policies are meant to give you peace of mind. When you have insurance, you can go about your life with confidence knowing that you're covered in case of an unexpected accident or emergency. Unfortunately, insurance companies do not always act in the interests of their policyholders. After an accident or natural disaster that leaves you with expensive damages, filing an insurance claim can be a daunting task. We take the stress out of this experience.

Whether you need help assessing the damages or you want an attorney to communicate on your behalf with the insurance company, our firm can assist you with your claim from the very first moment.

Why Hire a Lawyer to Handle Your Claim?

Each of our Miami insurance lawyers has several advantages:

  • Knowledgeable legal professionals
  • Focused on the client's best interests
  • Affordable contingency fees

As legal professionals, our attorneys know the law inside and out and know how to succeed in complex disputes. This means that we have the knowledge and skill needed to argue your case and fight for a fair settlement. No matter what excuses or stories the insurance company throws at us, we can build a strong case to prove that you have the right to receive a fair settlement. Our lawyers are also genuinely focused on the best interests of each client. While insurance companies are focused on profits, we are focused on the success of our clients.

You shouldn't have to suffer without help from your insurer, and our team will go the extra mile to get the best possible results for your claim.

We also charge affordable and modest contingency fees. This means that you don't pay us a dime unless we recover a settlement. Instead, our fee comes out of the recovery so that you never have to pay us out of pocket. In many cases, you may not have to pay any legal fees at all because they will be paid by the insurance company pursuant to Florida Statutes.

Insurance Claims Cases We Handle

Stabinski Law can provide representation for insurance claims for any of the following types of accidents, disasters, and damages:

  • Water Damage 
    Most water damage claims arise from situations such as pipes leaking, bursting, or clogging. Other cases result from storm damage due to excessive rain and flooding. The costs of repairs can be considerable, and it is vital to recover full compensation.
  • Mold 
    Black mold can be especially damaging to your health as well as your property. Miami has a damp climate, making mold a common problem in homes, especially after flooding.
  • Roof Leaks 
    Has your home been damaged because of a poorly constructed or maintained roof? Leaks in the roof can lead to water stains, mold, rot, and other such damages.
  • Fire Damage 
    Fires occur unexpectedly and can cause significant damage. Whether it is damage caused by fire, smoke or water used to put out the fire, you deserve to receive a fair settlement from your insurance to cover the repair and replacement of your property.
  • Lightning 
    While lightning rarely causes damage to homes or other property, it does indeed happen. If your home, car, or your person has been struck, we can help you with a claim.
  • Hurricane Damage 
    Anyone who has lived in Miami long enough is familiar with the damage of hurricanes. We can help you fight for a settlement that covers all water, wind, and other damages.
  • Flood Damage 
    Whether a pipe burst under your house or a major storm just came through, our firm can help you file a claim to cover flood damage in your home or other property.
  • Theft / Vandalism 
    Has someone else stolen valuable property or vandalized your home / car.? Find out how we can help you with your insurance claim for theft or vandalism.
  • Life and Disability Insurance 
    We can also help beneficiaries of life insurance policies who have been denied their rightful benefits. Our attorneys know the laws that require insurers to act in good faith.
  • Business Interruption 
    If your business lost revenue or incurred extra expenses as a result of a loss covered under an insurance company, you may be entitled to compensation for those damages. We can make sure that your insurance company pays all of your benefits.
  • Additional Living Expenses (ALE) 
    Most property insurance provides coverage for additional living expenses (ALE) when a loss requires you to move out of your home. This not only includes temporary housing, but also other expenses like moving expenses, food and utilities. We make sure that your insurance company pays for everything covered under your policy.

It's Never Too Early to Get Representation

The sooner our legal team can step in to help you, the better. Get in touch with us the moment the problem arises so that we can help you resolve it as quickly as possible.

Our insurance attorneys can: 

  • Investigate your case
  • Represent you as a homeowner/policyholder
  • Communicate with the insurance company on your behalf
  • Adjust the loss (determine the scope and cost of the damages)
  • Review your policy to ensure you are getting all the benefit/coverage you deserve
  • Determine if there are other sources of recovery (such as a negligent third party)
  • Walk you through each step of the process

It is never too early to get us involved. Even if your insurance has drawn the line and said "no more," we are ready and capable of enforcing your rights in court if necessary.

Contact a Fort Lauderdale & Miami insurance attorney today!

Has your home or building been damaged due to circumstances outside of your control? Are you certain that the damage should be covered by your insurance, but your insurance is refusing to pay or is offering you a lower settlement that you deserve? Speak with an insurance claim lawyer today! Stabinski Law is prepared to protect your right to a fair insurance settlement from the moment the problem arises. Schedule your free case evaluation.

Contact us now at (305) 643-3100 to schedule your free case review!

Client Testimonials

  • Attorney Todd Stabinski is a modern-day Sherlock Holmes.

    “My experience of hiring Todd was also greatly enhanced by his knowledgeable, thorough and extremely amicable staff!”

  • Dan Caine & his team were such a pleasure to work with!

    “Dan Caine worked with us to obtain a settlement that we are happy with. It almost removed the bitter feelings we have about this whole experience. We highly recommend this law firm.”

  • Highly Recommended!

    “These guys are really good. I highly recommend them.”

  • Stabinski Law! Great Firm!

    “Great firm! Handled everything professionally.”

  • You could not ask for a more qualified and professional staff!

    “I can not say enough about Luisa and all of the staff. Over 3 years, they kept me 100% informed of everything. While I was happy when my case was completed, I was sad that I lost the friends that I made.”

Seeking the Coverage You Deserve

  • Ready for Trial if Needed

    We are fierce trial attorneys who know how to confidently litigate cases in front of a judge and jury.

  • Can Handle Every Stage of a Legal Matter

    We can walk you through each step of your case, from the initial consultation all the way to a trial, if necessary.

  • Resolve Most Cases Without a Trial

    As skilled attorneys, we are often able to help our clients avoid a costly trial while delivering positive results.

  • Offer Accessibility and Services 24/7

    We are never too busy to speak with you or address your concerns.