Rideshare trips are part of daily life in Miami. When an Uber or Lyft ride ends with a crash instead of a drop-off, things get complicated fast. You have injuries, medical bills, and a phone full of app screenshots and emails from companies that seem more interested in protecting themselves than helping you.
At Stabinski Law, a Miami rideshare accident lawyer takes the time to hear your story and explain your options. You speak with an attorney, not just a staff member working from a script. Your consultation is free, and you pay no fees unless we recover money for you.
When You Need a Miami Rideshare Accident Lawyer
Many people are not sure whether their situation even counts as a “rideshare case.” Suppose your crash involved a driver using Uber, Lyft, or another ride app in Miami or anywhere in South Florida. In that case, you likely need guidance from a ridesharing accident lawyer who understands these claims.
Crashes Involving Uber, Lyft, and Other Ride Apps
Rideshare accidents cover more than one type of scenario:
- You were a passenger in an Uber or Lyft.
- You were driving your own car, and a rideshare driver hit you.
- You were on a scooter, bicycle, or walking when an Uber or Lyft driver struck you.
- You were working as a rideshare driver, and someone else caused the crash.
These incidents can also involve other platforms that use similar app-based models for rides or deliveries. A skilled rideshare lawyer looks at the trip details, not just the car’s logo.
Why These Cases Are Different from Standard Car Wrecks
Regular car accidents usually deal with one main insurance policy, sometimes two. Rideshare crashes often involve several layers of coverage. The rideshare company’s policy might apply, the driver’s personal policy might apply, and your own policy might come into play. The answer depends on what the driver was doing on the app at the exact time of the crash and your role in the incident.
This is one reason rideshare injury claims can feel confusing. It is easy for an injured person to get bounced between insurers or to accept a low settlement before the full picture becomes clear. A rideshare injury lawyer can help you sort out which policies apply and pursue payment from the right parties.
Signs You Should Call a Rideshare Injury Lawyer Right Away
Call a Miami rideshare accident lawyer as soon as possible if:
- You feel pain, dizziness, stiffness, or other symptoms after the crash.
- Insurers start calling and pressuring you to give a recorded statement.
- The rideshare company tells you to “work it out” with another insurer.
- You feel unsure about medical bills, lost time at work, or rideshare app documents.
A short call with Stabinski Law can prevent missteps that later weaken your claim.
Who Pays After an Uber or Lyft Crash in Miami?
One of the first questions people ask is simple: Who pays for this? In rideshare cases, the answer depends on the driver’s app status.
How Insurance Works When the Driver Has the App Off
If the driver’s rideshare app was completely off and they were driving for personal reasons, the rideshare company’s policy usually does not apply. In that situation, the claim looks more like a regular car crash claim, and the driver’s personal auto insurance sits at the center of the case.
When the App Is On but No Passenger Is On Board
If the driver had the app on and was waiting for a trip request, limited coverage from the rideshare company might apply in addition to the driver’s own policy. This can matter a lot when the driver carries low limits on their personal insurance. A rideshare accident lawyer can help identify every available policy, which can change how much money is on the table for medical care and losses.
When a Passenger Is in the Vehicle, or the Driver Is En Route
The strongest level of rideshare company coverage usually applies when the driver has accepted a trip and is on the way to pick up a passenger, or has a passenger in the vehicle. In many cases, that means a much higher liability limit than the driver’s personal policy would ever provide.
How These Rules Apply to You
The way these coverage layers work depends on your role in the crash:
- Uber or Lyft passenger: You often have access to the rideshare company’s higher policy limits.
- Occupant of another car: The rideshare company’s coverage might apply, the driver’s personal policy might apply, or both.
- Pedestrian or cyclist: Coverage can still apply even when you were not inside a car.
Every claim has its own set of facts, so the safest move is to let a Miami rideshare lawyer review your documents and advise you on coverage.
How Florida's No-Fault System Affects Your Rideshare Claim
Florida uses a no-fault system for many car accidents, including rideshare crashes. That does not mean you are stuck with only your own insurance.
What PIP Covers and What It Doesn’t
Personal injury protection (PIP) generally helps pay a portion of medical bills and lost income, up to a set limit. It applies when you share some fault for the crash. PIP can help you get initial treatment and time off work covered, but it does not fully address serious injuries, pain, life changes, and many long-term costs.
How to Know if You Can Step Outside PIP and Pursue a Claim
If you suffered significant or permanent injuries, you might bring a claim beyond PIP against the driver or company that caused the crash. Serious fractures, head injuries, spinal injuries, and lasting pain often fall into this category. A rideshare injury lawyer looks at the medical records, the impact on your daily life, and the insurance layers to see how far your claim can go beyond basic PIP.
How Long You Have to File a Claim in Florida
Time limits for filing lawsuits after a rideshare accident can be shorter than many people realize. Florida law now gives many injured people as little as two years from the date of the crash to file a negligence lawsuit, with some exceptions based on the type of case and the date of the incident. That window can close faster than it seems, especially while treatment and life disruptions take over.
Why Waiting Can Harm Your Case
The longer you wait, the harder it becomes to track down witnesses, secure video footage, gather trip data from the rideshare app, and document the scene. Delays also give insurers more room to argue that your injuries came from something else. Talking with a ridesharing accident lawyer early allows you to protect your rights while you focus on healing.
Injured While Visiting Miami? We Handle Out-of-State Rideshare Claims
Many rideshare passengers hurt in Miami live somewhere else. They might have flown in for a cruise, a game, a conference, or a weekend on the beach. When the trip ends with a crash, heading back home feels stressful enough. Handling a claim in another state can seem impossible.
Miami Tourism and Rideshare Use
Visitors often rely on Uber and Lyft from the airport, hotels, Downtown, Brickell, Miami Beach, and popular nightlife spots. Heavy traffic, unfamiliar streets, and distracted drivers combine to create serious risks. If you were hurt in a rideshare while visiting, you still have the right to pursue a claim here.
How We Make the Process Easier When You’re Back Home
Stabinski Law represents many people who do not live in South Florida. We can start the process by phone, video call, or email. You can sign documents electronically. We keep you updated on your case so you do not need to fly back and forth to move things forward. A rideshare accident lawyer based in Miami can handle the heavy lifting here while you recover at home.
Common Injuries in Rideshare Accidents
Any car crash can turn life upside down, and rideshare collisions are no different.
Physical Injuries
Common car crash injuries in rideshare cases include:
- Neck and back injuries, such as whiplash and disc problems.
- Head injuries, including concussions.
- Shoulder and knee injuries from side impacts, sudden stops, or airbag deployment.
- Broken bones and soft tissue damage.
Some injuries show up right away. Others appear hours or days later. Early medical evaluation protects your health and creates a record that supports your claim.
Emotional and Financial Strain
Beyond physical pain, rideshare accidents often bring anxiety, sleep problems, and ongoing stress. Medical bills and lost paychecks put pressure on. Many clients feel unsure about how to pay for treatment or when they can return to work. A rideshare lawyer can help you pursue compensation that addresses both the economic and non-economic impact of the crash.
What Your Case Might Be Worth
No honest attorney can guarantee a result. Case value depends on facts unique to you, your injuries, and the coverage involved. A Miami rideshare accident lawyer can walk you through the key factors.
Types of Damages You Can Recover
Depending on your situation, a claim can include:
- Past and future medical bills.
- Lost income and reduced earning ability.
- Out-of-pocket expenses related to the crash, including transport to appointments.
- Pain and suffering.
- Impact on daily activities, hobbies, and family life.
How Case Value Is Actually Determined
Case value often hinges on the seriousness of your injuries, the length of your recovery, the credibility of medical evidence, and the amount of insurance coverage available. Early involvement from a rideshare injury lawyer allows your legal team to gather strong evidence while treatment is still in progress, rather than trying to piece things together later.
What Stabinski Law Does for Rideshare Accident Clients
At Stabinski Law, clients do not get lost in a large system. A ridesharing accident lawyer reviews every new inquiry, and you have direct access to the attorney handling your case.
Your Case Is Reviewed by an Attorney, Not a Call Center
From the first contact, your information goes to a lawyer who practices injury law in Miami every day. You are not just a claim number. You are a person dealing with a serious problem that deserves careful attention.
Investigation and Evidence Gathering
We secure police reports, rideshare trip data, photos, and any available video footage. We speak with witnesses, review medical records, and look for details that show how the crash happened and how it changed your life. In many rideshare cases, that includes a close look at app records and driver history.
Handling All Insurance Communication
Insurers often pressure injured people to settle quickly or to give statements that hurt their claims. Once you hire Stabinski Law, we take over those conversations. We speak with the rideshare company, its insurer, and any other carrier involved, so you do not have to juggle those calls while you are recovering.
Negotiation and Litigation When Needed
We resolve many claims through settlement. When an insurer refuses to deal fairly, we are ready to file suit and fight for you in court. The goal stays the same from day one: a fair result for a client who trusted us with their case.
Why Choose Stabinski Law for a Rideshare Injury Case
You have many choices when you search for a Miami rideshare lawyer. Stabinski Law offers a combination that is hard to match: a long history in the community, personal attention, and decades of experience in serious injury cases.
A Miami Firm With Local History
Stabinski Law has served injured people in South Florida for generations. We know the roads, the neighborhoods, the local courts, and the way insurers approach these cases here.
Real Attorney Contact
We hear from many clients who previously worked with large firms where they rarely spoke with a lawyer. Our approach is different. Attorneys stay directly involved in your case and are available to answer your questions and explain your options in plain language.
Proven Results Across Serious Injury Cases
Our firm has a long record of successful outcomes in complex injury cases. Every case is unique, but our history shows that we know how to build strong claims and take them as far as needed.
What to Do After a Rideshare Accident
A few steps taken after a rideshare accident can make a big difference later.
Report the Crash and Seek Medical Care
Call law enforcement to ensure a formal report is filed. Get checked by a medical professional as soon as you can, even when pain feels mild at first.
Save Trip Information and Screenshots
Keep screenshots of your ride receipt, driver information, and any app messages. Save photos from the scene, vehicle damage, and visible injuries.
Avoid Quick Statements to Insurers
You might receive calls soon after the crash from adjusters who sound friendly and helpful. They work for the insurer, not for you. Speak with a rideshare accident lawyer before giving recorded statements or signing anything.
Frequently Asked Questions
Do I Have a Rideshare Claim If I Was a Passenger?
If you were a paying passenger in an Uber or Lyft and you suffered injuries in a crash, you likely have a claim that involves the rideshare company’s insurance. A rideshare lawyer can review the facts and confirm how coverage works in your case.
Can I Sue Uber or Lyft Directly?
In many cases, claims proceed against the rideshare company’s insurer rather than through a traditional lawsuit against the company itself. The structure can vary based on the driver’s status and the details of the crash, which is why case-specific legal advice matters.
How Long Does a Rideshare Case Take?
Some claims resolve in a matter of months, while others take longer, especially when injuries are serious, and treatment continues. We keep you informed at each stage so you know what to expect.
Do I Have to Go to Court?
Many rideshare claims settle without a trial. If litigation becomes necessary, we will discuss what it entails and guide you through each step.
Speak With a Miami Rideshare Accident Lawyer Today
If you were hurt in an Uber, Lyft, or other rideshare crash in Miami or anywhere in South Florida, you do not have to sort this out alone. Stabinski Law combines the resources of a powerhouse firm with the personal attention of a boutique practice.
Call us today, send a message through our website, or reach out for a free consultation with a Miami rideshare accident lawyer. No fees unless we recover compensation for you.
