First Party Insurance Claims
Fight for the Settlement You Deserve
Insurance policies are meant to give you peace of mind. When you have insurance,
you can go about your life with confidence knowing that you're covered
in case of an unexpected accident or emergency. Unfortunately, insurance
companies do not always act in the interests of their policyholders. After
an accident or natural disaster that leaves you with expensive damages,
filing an insurance claim can be a daunting task. We take the stress out
of this experience.
Whether you need help assessing the damages or you want an attorney to
communicate on your behalf with the insurance company, our firm can assist
you with your claim from the very first moment.
Why hire a Lawyer to handle your claim?
Each of our Miami insurance lawyers has several advantages:
- Knowledgeable legal professionals
- Focused on the client's best interests
- Affordable contingency fees
As legal professionals, our attorneys know the law inside and out and know
how to succeed in complex disputes. This means that we have the knowledge
and skill needed to argue your case and fight for a fair settlement. No
matter what excuses or stories the insurance company throws at us, we
can build a strong case to prove that you have the right to receive a
fair settlement. Our lawyers are also genuinely focused on the best interests
of each client. While insurance companies are focused on profits, we are
focused on the success of our clients.
You shouldn't have to suffer without help from your insurer, and our
team will go the extra mile to get the best possible results for your claim.
We also charge affordable and modest contingency fees. This means that
you don't pay us a dime unless we recover a settlement. Instead,
our fee comes out of the recovery so that you never have to pay us out of pocket. In many cases,
you may not have to pay any legal fees at all because they will be paid by the insurance company pursuant to Florida Statutes.
Insurance Claims Cases We Handle
Stabinski & Funt, P.A. can provide representation for insurance claims
for any of the following types of accidents, disasters, and damages:
Most water damage claims arise from situations such as pipes leaking,
bursting, or clogging. Other cases result from storm damage due to excessive
rain and flooding. The costs of repairs can be considerable, and it is
vital to recover full compensation.
Black mold can be especially damaging to your health as well as your property.
Miami has a damp climate, making mold a common problem in homes, especially
Has your home been damaged because of a poorly constructed or maintained
roof? Leaks in the roof can lead to water stains, mold, rot, and other
Fires occur unexpectedly and can cause significant damage. Whether it
is damage caused by fire, smoke or water used to put out the fire, you
deserve to receive a fair settlement from your insurance to cover the
repair and replacement of your property.
While lightning rarely causes damage to homes or other property, it does
indeed happen. If your home, car, or your person has been struck, we can
help you with a claim.
Anyone who has lived in Miami long enough is familiar with the damage
of hurricanes. We can help you fight for a settlement that covers all
water, wind, and other damages.
Whether a pipe burst under your house or a major storm just came through,
our firm can help you file a claim to cover flood damage in your home
or other property.
Theft / Vandalism
Has someone else stolen valuable property or vandalized your home / car.?
Find out how we can help you with your insurance claim for theft or vandalism.
Life and Disability Insurance
We can also help beneficiaries of life insurance policies who have been
denied their rightful benefits. Our attorneys know the laws that require
insurers to act in good faith.
If your business lost revenue or incurred extra expenses as a result of
a loss covered under an insurance company, you may be entitled to compensation
for those damages. We can make sure that your insurance company pays all
of your benefits.
Additional Living Expenses (ALE)
Most property insurance provides coverage for additional living expenses
(ALE) when a loss requires you to move out of your home. This not only
includes temporary housing, but also other expenses like moving expenses,
food and utilities. We make sure that your insurance company pays for
everything covered under your policy.
It's Never Too Early to Get Representation
The sooner our legal team can step in to help you, the better. Get in touch
with us the moment the problem arises so that we can help you resolve
it as quickly as possible.
Our insurance attorneys can:
- Investigate your case
- Represent you as a homeowner/policy holder
- Communicate with the insurance company on your behalf
- Adjust the loss (determine the scope and cost of the damages)
- Review your policy to ensure you are getting all the benefit/coverage you deserve
- Determine if there are other sources of recovery (such as a negligent third party)
- Walk you through each step of the process
It is never too early to get us involved. Even if your insurance has drawn
the line and said "no more," we are ready and capable of enforcing
your rights in court if necessary.
Contact a Fort Lauderdale & Miami insurance attorney today!
Has your home or building been damaged due to circumstances outside of
your control? Are you certain that the damage should be covered by your
insurance, but your insurance is refusing to pay or is offering you a
lower settlement that you deserve? Speak with an insurance claim lawyer
today! Stabinski & Funt, P.A. is prepared to protect your right to
a fair insurance settlement from the moment the problem arises. Schedule your
free case evaluation.
now at (305) 964-8644 to schedule your free case review!